Insurance facts

See what the insurance covers.

Compare information from the insurers' own websites and terms. You can open the document behind every field. Dyrli does not advise, rank or sell anything.

This is a neutral statement of facts, not insurance advice. The information does not assess what suits you or your pet.

The information comes from the insurers' own websites and terms. Open a field to read the document.

Filter by species

Where is the price?

The premium is calculated individually using factors such as species, breed, age, selected cover, deductible and discounts. Providers therefore do not publish one fixed price we can compare without misleading you.

What do these fields mean?

Deductible: The amount or percentage you pay when you use the insurance.
Max reimbursement: The highest amount the provider may pay for veterinary costs in the stated period.
Waiting period: The time from purchase until some parts of the cover begin.
Cover duration: The age when cover ends. “For life” means the insurer states no fixed end age.

Choose 2–4 products

Select products in the list to see the same information side by side.

Select product

Agria · Bird

Bird insurance

DeductibleFixed and percentage deductibles as stated in the policy certificate; 125-day deductible periodMax reimbursement20 000 krWaiting period20 daysCover durationNot stated by the insurerDetails

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Agria · Cat

Cat insurance

DeductibleFixed deductible of NOK 1 000, 1 800, 2 300 or 4 000, plus 15 % or 25 %Max reimbursement90 000 krWaiting period20 daysCover durationFor lifeDetails

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Agria · Dog

Dog insurance

DeductibleFixed deductible of NOK 1 000, 1 800, 2 300 or 4 000, plus 15 % or 25 %; 135-day deductible periodMax reimbursement90 000 krWaiting period20 daysCover durationFor lifeDetails

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Agria · Horse

Horse insurance

DeductibleFixed deductible of NOK 2 000 or 4 500, plus 25 %; 125-day deductible periodMax reimbursement100 000 krWaiting period20 daysCover durationFor lifeDetails

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Agria · Small pets

Small pet insurance

DeductibleFixed and percentage deductibles as stated in the policy certificate; 125-day deductible periodMax reimbursement20 000 krWaiting period20 daysCover durationNot stated by the insurerDetails

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Balder · Cat

Cat insurance

Deductible20 % of treatment costs, minimum NOK 2 000; from age 7, 30 %, minimum NOK 2 000Max reimbursementNot stated by the insurerWaiting period20 daysCover duration10 yrDetails

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Balder · Dog

Dog insurance

Deductible20 % of treatment costs, minimum NOK 2 000; from age 7, 30 %, minimum NOK 2 000Max reimbursementNot stated by the insurerWaiting period20 daysCover duration10 yrDetails

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Fremtind · Cat

Cat insurance

DeductiblePolicy terms: NOK 1 300, 2 000 or 4 000; product page: NOK 1 300, 2 000 or 3 500; plus 20 %; 135-day deductible periodMax reimbursement75 000 krWaiting period20 daysCover durationFor lifeDetails

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Fremtind · Dog

Dog insurance

DeductibleFixed deductible of NOK 1 300, 2 000 or 3 500, plus 20 %; 135-day deductible periodMax reimbursement75 000 krWaiting period20 daysCover durationFor lifeDetails

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Fremtind · Horse

Horse insurance

Deductible25 % of the compensation amount, minimum NOK 2 000Max reimbursement75 000 krWaiting period20 daysCover duration22 yrDetails

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Frende · Cat

Cat insurance

Deductible25 % per claim, minimum NOK 1 000Max reimbursement50 000 krWaiting period20 daysCover durationNot stated by the insurerDetails

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Frende · Dog

Dog insurance

Deductible25 % per claim, minimum NOK 1 000Max reimbursement50 000 krWaiting period20 daysCover durationFor lifeDetails

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Frende · Horse

Horse insurance

Deductible25 % of the claim, minimum NOK 1 000Max reimbursement75 000 krWaiting period20 daysCover duration22 yrDetails

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Gjensidige · Cat

Cat insurance

DeductibleNOK 1 300 per injury or illness, plus 20 %Max reimbursement30 000 krWaiting period20 daysCover durationFor lifeDetails

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Gjensidige · Dog

Dog insurance

DeductibleNOK 1 300 plus 20 %; the fixed deductible can instead be set to NOK 2 000 or 3 500Max reimbursement50 000 krWaiting period20 daysCover durationNot stated by the insurerDetails

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Gjensidige · Horse

Horse insurance

DeductibleNOK 2 000 plus 25 %; alternative rates can be selectedMax reimbursement100 000 krWaiting period20 daysCover durationNot stated by the insurerDetails

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Gjensidige · Small pets

Pet insurance

DeductibleNOK 1 300 per injury or illness, plus 20 %Max reimbursement15 000 krWaiting period20 daysCover durationBy species: 5 years: ferret; 6 years: guinea pig and degu; 8 years: rabbit; 10 years: miniature pig, budgerigar, cockatiel and canary; 12 years: lovebird; 20 years: chinchilla; 40 years: parrotDetails

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If · Cat

Cat insurance

DeductibleNOK 2 500 or 4 000 per injury or illnessMax reimbursement50 000 krWaiting period20 daysCover durationFor lifeDetails

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If · Dog

Dog insurance

DeductibleNOK 2 500 or 4 000 per injury or illnessMax reimbursement50 000 krWaiting period20 daysCover durationFor lifeDetails

Select product

If · Horse

Horse insurance

DeductibleNOK 2 500 or 4 000 per injury or illnessMax reimbursement100 000 krWaiting period20 daysCover durationFor lifeDetails

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JBF · Bird

Bird insurance

Deductible20 % per claim, maximum NOK 4 000Max reimbursement60 000 krWaiting period20 daysCover durationNot stated by the insurerDetails

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JBF · Cat

Cat insurance

Deductible20 % per claim, maximum NOK 4 000Max reimbursementNot stated by the insurerWaiting period20 daysCover durationFor lifeDetails

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JBF · Dog

Dog insurance

Deductible20 % per claim, maximum NOK 4 000Max reimbursement60 000 krWaiting period20 daysCover durationFor lifeDetails

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KLP · Cat

Cat insurance

Deductible20 % until age 7, then 30 %, minimum NOK 1 500Max reimbursementNot stated by the insurerWaiting period20 daysCover duration10 yrDetails

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KLP · Dog

Dog insurance

Deductible20 % until age 7, then 30 %, minimum NOK 1 500 per claimMax reimbursementNot stated by the insurerWaiting period20 daysCover durationNot stated by the insurerDetails

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Knif Trygghet · Cat

Cat insurance

Deductible20 % of the claim, minimum NOK 1 000; from age 10, 30 %, minimum NOK 1 500Max reimbursement30 000 krWaiting period20 daysCover durationFor lifeDetails

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Knif Trygghet · Dog

Dog insurance

Deductible20 % of the claim, minimum NOK 1 000; from age 7, 30 %, minimum NOK 1 500Max reimbursementNot stated by the insurerWaiting period20 daysCover durationFor lifeDetails

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Landkreditt · Cat

Cat insurance

DeductibleNOK 1 300 plus 20 %; from age 7, 30 %; 70-day deductible periodMax reimbursement50 000 krWaiting period20 daysCover duration13 yrDetails

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Landkreditt · Dog

Dog insurance

DeductibleNOK 1 300 plus 20 %; from age 7, 30 %; 70-day deductible periodMax reimbursement50 000 krWaiting period20 daysCover durationNot stated by the insurerDetails

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Landkreditt · Horse

Horse insurance

Deductible20 %, minimum NOK 2 000; from age 16, 30 %, minimum NOK 2 000; 125-day deductible periodMax reimbursement100 000 krWaiting period30 daysCover durationFor lifeDetails

Select product

Storebrand · Cat

Cat insurance

DeductibleNOK 2 500 per claimMax reimbursement60 000 krWaiting period20 daysCover durationFor lifeDetails

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Storebrand · Dog

Dog insurance

DeductibleNOK 2 500 per claimMax reimbursement60 000 krWaiting period20 daysCover durationFor lifeDetails

Select product

Tryg · Cat

Cat insurance

DeductibleNOK 2 500 per claimMax reimbursementNot stated by the insurerWaiting period20 daysCover durationFor lifeDetails

Select product

Tryg · Dog

Dog insurance

DeductibleNOK 2 500 per claimMax reimbursementNot stated by the insurerWaiting period20 daysCover durationFor lifeDetails

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Tryg · Dog

Puppy litter insurance

DeductibleNOK 2 500 per claimMax reimbursement30 000 krWaiting periodNot stated by the insurerCover duration3 moDetails

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WaterCircles · Cat

Cat insurance

DeductibleNot stated by the insurerMax reimbursement50 000 krWaiting period20 daysCover durationFor lifeDetails

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WaterCircles · Dog

Dog insurance

DeductibleNot stated by the insurerMax reimbursement50 000 krWaiting period20 daysCover durationFor lifeDetails

Select productProductspeciesDeductibleMax reimbursementWaiting periodCover durationDetails

Select product Agria logo

Agria

Bird insurance

BirdDeductible: Fixed and percentage deductibles as stated in the policy certificate; 125-day deductible periodMax reimbursement: 20 000 krWaiting period: 20 daysCover duration: Not stated by the insurer

Select product Agria logo

Agria

Cat insurance

CatDeductible: Fixed deductible of NOK 1 000, 1 800, 2 300 or 4 000, plus 15 % or 25 %Max reimbursement: 90 000 krWaiting period: 20 daysCover duration: For life

Select product Agria logo

Agria

Dog insurance

DogDeductible: Fixed deductible of NOK 1 000, 1 800, 2 300 or 4 000, plus 15 % or 25 %; 135-day deductible periodMax reimbursement: 90 000 krWaiting period: 20 daysCover duration: For life

Select product Agria logo

Agria

Horse insurance

HorseDeductible: Fixed deductible of NOK 2 000 or 4 500, plus 25 %; 125-day deductible periodMax reimbursement: 100 000 krWaiting period: 20 daysCover duration: For life

Select product Agria logo

Agria

Small pet insurance

Small petsDeductible: Fixed and percentage deductibles as stated in the policy certificate; 125-day deductible periodMax reimbursement: 20 000 krWaiting period: 20 daysCover duration: Not stated by the insurer

Select product Balder logo

Balder

Cat insurance

CatDeductible: 20 % of treatment costs, minimum NOK 2 000; from age 7, 30 %, minimum NOK 2 000Max reimbursement: Not stated by the insurerWaiting period: 20 daysCover duration: 10 yr

Select product Balder logo

Balder

Dog insurance

DogDeductible: 20 % of treatment costs, minimum NOK 2 000; from age 7, 30 %, minimum NOK 2 000Max reimbursement: Not stated by the insurerWaiting period: 20 daysCover duration: 10 yr

Select product Fremtind logo

Fremtind

Cat insurance

CatDeductible: Policy terms: NOK 1 300, 2 000 or 4 000; product page: NOK 1 300, 2 000 or 3 500; plus 20 %; 135-day deductible periodMax reimbursement: 75 000 krWaiting period: 20 daysCover duration: For life

Select product Fremtind logo

Fremtind

Dog insurance

DogDeductible: Fixed deductible of NOK 1 300, 2 000 or 3 500, plus 20 %; 135-day deductible periodMax reimbursement: 75 000 krWaiting period: 20 daysCover duration: For life

Select product Fremtind logo

Fremtind

Horse insurance

HorseDeductible: 25 % of the compensation amount, minimum NOK 2 000Max reimbursement: 75 000 krWaiting period: 20 daysCover duration: 22 yr

Select product Frende logo

Frende

Cat insurance

CatDeductible: 25 % per claim, minimum NOK 1 000Max reimbursement: 50 000 krWaiting period: 20 daysCover duration: Not stated by the insurer

Select product Frende logo

Frende

Dog insurance

DogDeductible: 25 % per claim, minimum NOK 1 000Max reimbursement: 50 000 krWaiting period: 20 daysCover duration: For life

Select product Frende logo

Frende

Horse insurance

HorseDeductible: 25 % of the claim, minimum NOK 1 000Max reimbursement: 75 000 krWaiting period: 20 daysCover duration: 22 yr

Select product Gjensidige logo

Gjensidige

Cat insurance

CatDeductible: NOK 1 300 per injury or illness, plus 20 %Max reimbursement: 30 000 krWaiting period: 20 daysCover duration: For life

Select product Gjensidige logo

Gjensidige

Dog insurance

DogDeductible: NOK 1 300 plus 20 %; the fixed deductible can instead be set to NOK 2 000 or 3 500Max reimbursement: 50 000 krWaiting period: 20 daysCover duration: Not stated by the insurer

Select product Gjensidige logo

Gjensidige

Horse insurance

HorseDeductible: NOK 2 000 plus 25 %; alternative rates can be selectedMax reimbursement: 100 000 krWaiting period: 20 daysCover duration: Not stated by the insurer

Select product Gjensidige logo

Gjensidige

Pet insurance

Small petsDeductible: NOK 1 300 per injury or illness, plus 20 %Max reimbursement: 15 000 krWaiting period: 20 daysCover duration: By species: 5 years: ferret; 6 years: guinea pig and degu; 8 years: rabbit; 10 years: miniature pig, budgerigar, cockatiel and canary; 12 years: lovebird; 20 years: chinchilla; 40 years: parrot

Select product If logo

Cat insurance

CatDeductible: NOK 2 500 or 4 000 per injury or illnessMax reimbursement: 50 000 krWaiting period: 20 daysCover duration: For life

Select product If logo

Dog insurance

DogDeductible: NOK 2 500 or 4 000 per injury or illnessMax reimbursement: 50 000 krWaiting period: 20 daysCover duration: For life

Select product If logo

Horse insurance

HorseDeductible: NOK 2 500 or 4 000 per injury or illnessMax reimbursement: 100 000 krWaiting period: 20 daysCover duration: For life

Select product JBF logo

JBF

Bird insurance

BirdDeductible: 20 % per claim, maximum NOK 4 000Max reimbursement: 60 000 krWaiting period: 20 daysCover duration: Not stated by the insurer

Select product JBF logo

JBF

Cat insurance

CatDeductible: 20 % per claim, maximum NOK 4 000Max reimbursement: Not stated by the insurerWaiting period: 20 daysCover duration: For life

Select product JBF logo

JBF

Dog insurance

DogDeductible: 20 % per claim, maximum NOK 4 000Max reimbursement: 60 000 krWaiting period: 20 daysCover duration: For life

Select product KLP logo

KLP

Cat insurance

CatDeductible: 20 % until age 7, then 30 %, minimum NOK 1 500Max reimbursement: Not stated by the insurerWaiting period: 20 daysCover duration: 10 yr

Select product KLP logo

KLP

Dog insurance

DogDeductible: 20 % until age 7, then 30 %, minimum NOK 1 500 per claimMax reimbursement: Not stated by the insurerWaiting period: 20 daysCover duration: Not stated by the insurer

Select product Knif Trygghet logo

Knif Trygghet

Cat insurance

CatDeductible: 20 % of the claim, minimum NOK 1 000; from age 10, 30 %, minimum NOK 1 500Max reimbursement: 30 000 krWaiting period: 20 daysCover duration: For life

Select product Knif Trygghet logo

Knif Trygghet

Dog insurance

DogDeductible: 20 % of the claim, minimum NOK 1 000; from age 7, 30 %, minimum NOK 1 500Max reimbursement: Not stated by the insurerWaiting period: 20 daysCover duration: For life

Select product Landkreditt logo

Landkreditt

Cat insurance

CatDeductible: NOK 1 300 plus 20 %; from age 7, 30 %; 70-day deductible periodMax reimbursement: 50 000 krWaiting period: 20 daysCover duration: 13 yr

Select product Landkreditt logo

Landkreditt

Dog insurance

DogDeductible: NOK 1 300 plus 20 %; from age 7, 30 %; 70-day deductible periodMax reimbursement: 50 000 krWaiting period: 20 daysCover duration: Not stated by the insurer

Select product Landkreditt logo

Landkreditt

Horse insurance

HorseDeductible: 20 %, minimum NOK 2 000; from age 16, 30 %, minimum NOK 2 000; 125-day deductible periodMax reimbursement: 100 000 krWaiting period: 30 daysCover duration: For life

Select product

Storebrand

Cat insurance

CatDeductible: NOK 2 500 per claimMax reimbursement: 60 000 krWaiting period: 20 daysCover duration: For life

Select product

Storebrand

Dog insurance

DogDeductible: NOK 2 500 per claimMax reimbursement: 60 000 krWaiting period: 20 daysCover duration: For life

Select product

Tryg

Cat insurance

CatDeductible: NOK 2 500 per claimMax reimbursement: Not stated by the insurerWaiting period: 20 daysCover duration: For life

Select product

Tryg

Dog insurance

DogDeductible: NOK 2 500 per claimMax reimbursement: Not stated by the insurerWaiting period: 20 daysCover duration: For life

Select product

Tryg

Puppy litter insurance

DogDeductible: NOK 2 500 per claimMax reimbursement: 30 000 krWaiting period: Not stated by the insurerCover duration: 3 mo

Select product WaterCircles logo

WaterCircles

Cat insurance

CatDeductible: Not stated by the insurerMax reimbursement: 50 000 krWaiting period: 20 daysCover duration: For life

Select product WaterCircles logo

WaterCircles

Dog insurance

DogDeductible: Not stated by the insurerMax reimbursement: 50 000 krWaiting period: 20 daysCover duration: For life

Showing 37 of 37 products

This is a neutral statement of facts, not insurance advice. The information does not assess what suits you or your pet.